Is it tougher for buyers to secure mortgage money?

• Mortgage funding remains available for consumers who meet the classic lending standards – including proof of income and solid credit.
• The reasons that most people purchase a home are overwhelmingly lifestyle-driven – from having a baby or getting married, to moving to a smaller home after retirement.  These types of lifestyle changes occur year-in and year-out, in every kind of market.  So even despite the headlines focused on economic issues, we will continue to see people buy and sell homes